Terms & Conditions

Last updated: July 5, 2026

These Terms & Conditions outline the rules and regulations for the use of Prime500's website, located at prime500.com.

By accessing this website, you agree to these Terms & Conditions. If you do not agree with these Terms & Conditions, please do not continue to use this website or Prime500's services.

Use of the Website

Prime500 provides information about online loan services and allows users to submit loan-related requests through its website and related application forms.

You agree to use this website only for lawful purposes. You must not use this website in a way that may damage the website, interfere with its availability, misuse its content, or attempt to access systems or information without authorization.

Eligibility

Prime500's services are intended for Canadian residents who are 18 years of age or older.

Additional eligibility requirements may apply depending on the type of loan request, the information submitted, income, employment status, banking verification, repayment history, and internal review criteria.

Submitting an application does not guarantee approval.

Loan Information

The information displayed on this website is provided for general informational purposes only.

Loan amounts, repayment terms, approval times, fees, and eligibility requirements may vary based on the applicant's profile and the information submitted.

Prime500 reserves the right to review, refuse, approve, cancel, or modify a loan request at its discretion, subject to applicable laws and regulations.

No Guarantee of Approval

Prime500 does not guarantee that every application will be approved.

Approval may depend on several factors, including identity verification, income verification, banking verification, employment information, repayment history, and other internal review criteria.

Accuracy of Information

You agree that all information submitted through Prime500's website or application forms must be accurate, complete, and current.

Prime500 may refuse, cancel, or delay an application if the information provided is false, incomplete, misleading, or unverifiable.

Instant Bank Verification

As part of the application process, customers may be required to complete an Instant Bank Verification, IBV, process to verify banking information.

By completing this process, you authorize the verification of the banking information needed to review, process, or manage your loan request.

Cookies

Prime500 may use cookies and similar technologies to support website functionality, improve the user experience, understand website activity, and support security or analytics functions.

By using this website, you consent to the use of cookies in accordance with Prime500's Privacy Policy.

You may disable cookies through your browser settings, but some parts of the website may not function properly.

Intellectual Property

Unless otherwise stated, Prime500 and/or its licensors own the intellectual property rights for all material on this website.

All intellectual property rights are reserved.

You may access this website for personal use, subject to the restrictions set out in these Terms & Conditions.

You must not:

Republish material from Prime500 without permission.
Sell, rent, or sub-license material from Prime500.
Reproduce, duplicate, or copy material from Prime500 for commercial purposes.
Redistribute content from Prime500 without written permission.
Use Prime500's logo, branding, or artwork without written authorization.

Links to Other Websites

This website may contain links to third-party websites or services. These links are provided for convenience only.

Prime500 does not control third-party websites and is not responsible for their content, privacy practices, terms, policies, or availability.

Visiting third-party websites is done at your own risk.

Links to Prime500

Organizations may link to Prime500's website as long as the link:

Is not deceptive.
Does not falsely imply sponsorship, endorsement, or approval.
Fits within the context of the linking party's website.
Does not harm Prime500's reputation.

Prime500 reserves the right to request the removal of any link to its website at any time.

iFrames

Without prior written permission, you may not create frames around Prime500's webpages that alter the visual presentation or appearance of the website.

Website Availability

Prime500 aims to keep its website available and up to date. However, Prime500 does not guarantee that the website will always be available, uninterrupted, secure, error-free, or current.

Prime500 may update, suspend, modify, or remove parts of the website at any time without notice.

Disclaimer

The information on this website is provided in good faith for general informational purposes.

Prime500 does not make warranties or guarantees about the completeness, accuracy, reliability, suitability, or availability of the website or the information displayed on it.

To the maximum extent permitted by applicable law, Prime500 excludes all representations, warranties, and conditions relating to this website and its use.

Nothing in this disclaimer will limit or exclude any liability that cannot be limited or excluded under applicable law.

Limitation of Liability

To the maximum extent permitted by applicable law, Prime500 will not be liable for any loss or damage arising from the use of this website, reliance on website content, website downtime, technical issues, third-party links, or unauthorized access to information, except where liability cannot be excluded under applicable law.

Governing Law

These Terms & Conditions are governed by the laws of the Province of Quebec and the applicable laws of Canada.

Any dispute related to the use of this website or Prime500's services will be handled in accordance with the laws of Quebec, Canada, unless otherwise required by applicable law.

Changes to These Terms

Prime500 may update these Terms & Conditions at any time.

Changes will be posted on this page with an updated "Last updated" date.

By continuing to use the website after changes are posted, you agree to the revised Terms & Conditions.

Contact

If you have questions about these Terms & Conditions, please contact Prime500 at info@prime500.com.